I always knew there was a reason my Dad and Mom had over $150,000 squirreled away when they died. (children of the Great Depression) Myself and three other brothers and sisters have since divided it up and had it swallowed by our so-called "needs" and "living expenses" ... although the treatment my sister got for early Alzheimer's Disease before she died was a great help from my Dad and Mom's inheritance, she had good care while the doctors did nothing for her, at least. I miss her. But, I also miss the "save fer a rainy day frum hell" attitude my Dad and Mom "supposedly" instilled in me. They MUST have known that IF there was such a thing as a "Great Depression", that it maybe, JES MAYBE, will happen again. Otherwise, WHY save all that dough and NOT spend it on yourself after retirement? (Huh - retirement! I'll be lucky to NOT turn into a humped-over door greeter at Wal-Mart). I'm starting to put greenbacks under my mattress, hoping you will do the same.